When it comes to children’s education, cost of higher education is increasing faster than parents’ income in our education system. Regardless of whether the institutes/universities are public or private, better the reputation, higher the costs. Hence, it is your responsibility to plan and invest for this future need so as to avoid taking student loans then. If you avail student loans, it is in effect shifting your responsibility to your children and burdening them with loans early in their life!

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