At Valueraj Associates, we believe regular knowledge is essential to deal with your money needs of now and of future as well. This knowledge can be nurtured through fun also.

In a democracy like India, there are many criteria for assessing our elected government. The first and foremost is whether it delivers citizen services at the minimum taxes payable by us. That’s because government is the only entity that can avail the ‘law of large numbers’ and ‘economies of scale’ available in any society and cut down the cost of citizen services to the lowest possible. If not availed, we will be unnecessarily paying high taxes!

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