Author: Valueraj

At Valueraj Associates, we believe regular knowledge is essential to deal with your money needs of now and of future as well. This knowledge can be nurtured through fun also.

As years pass by, you are growing old and inching year by year closer to retirement. When it comes to retired life, only government employees are provided with guaranteed pension to lead a decent life then. All others have no choice but to plan on their own and invest for a retirement corpus. This corpus should be large enough to derive enough income to meet all your living costs then. Only then, on the day of retirement, you will feel how great your future will be rather than how great your past was! Find above a comic strip on this and we hope you enjoy it.

At Valueraj Associates, we believe regular knowledge is essential to deal with your money needs of now and of future as well. This knowledge can be nurtured through fun also.

Old year is out and New year is in. As years pass by, you are growing old and healthcare becomes as much important as wealthcare. Health and wealth should always complement each other for good quality of life. In fact, when it comes to keeping good health, Time is Money. Either you spend Time on fitness now or Money on healthcare later. If you choose the latter, do invest and create a corpus for healthcare only! Find above a comic strip on this and we hope you enjoy it.

At Valueraj Associates, we believe regular knowledge is essential to deal with your money needs of now and of future as well. This knowledge can be nurtured through fun also.

Year in and year out, prices of goods and services keep rising due to inflation in the economy. Inflation means permanent and compounded rise in prices from year to year to year. So, unless your investments beat inflation in terms of returns, you will find goods and services more expensive in future. In fact, only when your investments beat inflation by a wide margin, additional wealth gets created for you and thus enables you to enjoy more/better goods and services then! Find above a comic strip on this and we hope you enjoy it.

At Valueraj Associates, we believe regular knowledge is essential to deal with your money needs of now and of future as well. This knowledge can be nurtured through fun also.

As per latest World Bank report, India is the 13th best country in the world when it comes to protecting the interests of minority investors in companies. In fact, India is ahead of many developed nations, including USA (36th rank), Japan (57th) and Germany (61st). Hence, thanks to our Financial Regulators, we have come a long way since the times of Harshad Mehta scam in 1992 and Ketan Parekh scam in 2001. Therefore, if you are avoiding investing in stocks (or stock mutual funds) due to fear of scams in our stock market, you are ignoring one of the best avenues for investment in India now!

At Valueraj Associates, we believe regular knowledge is essential to deal with your money needs of now and of future as well. This knowledge can be nurtured through fun also.

These days, it has become very easy to buy goods/services online using computers or smartphones. However, it is your responsibility to buy things only what you need. To quote Warren Buffett on spending, “If you buy things you do not need, soon you will have to sell things you need.” In fact, in addition to buying things for your present needs, you should also invest for your future needs such as Retirement, Old-age Healthcare etc. If not, you will surely regret later in life!