Category: Our Blogs

At Valueraj Associates, we believe regular knowledge is essential to deal with your money needs of now and of future as well. This knowledge can be nurtured through fun also.

In a growing economy, in addition to creation of new wealth, the old wealth also gets continuously transferred from Spenders to Investors, Old-Industrialists to New-Entrepreneurs and Inflation-Losers to Inflation-Beaters. That’s why most of the families of the Kings, Nawabs and Zamindars (of last century) have become middle/poor class families now. Hence, starting 2024, make sure that you are always on receiving side of this wealth transfer. and fulfilling your financial responsibilities. If not, it will be difficult for you to manage your finances smoothly in life. Find below a comic strip on this and we hope you enjoy it.

At Valueraj Associates, we believe regular knowledge is essential to deal with your money needs of now and of future as well. This knowledge can be nurtured through fun also.

If you are a married person, you can’t separate your personal finances from your family finances as they both are the same. Hence, you must take your spouse into confidence in planning your family finances and fulfilling your financial responsibilities. If not, it will be difficult for you to manage your finances smoothly in life. Find below a comic strip on this and we hope you enjoy it.

At Valueraj Associates, we believe regular knowledge is essential to deal with your money needs of now and of future as well. This knowledge can be nurtured through fun also.

Bank employees are experts in banking products such as Deposits, Loans, Credit Cards, Debit Cards etc. But, when it comes to Insurance or Mutual Fund products, as they are third-party products to them, their expertise may be as limited as yours. Hence, do your own research before buying those products. If not, seek help of a financial associate so as to avoid mis-buying them!

At Valueraj Associates, we believe regular knowledge is essential to deal with your money needs of now and of future as well. This knowledge can be nurtured through fun also.

On average, you can work only 8 hours a day and 5 days a week. On the other hand, if you invest your money in good businesses (represented by stocks or stock mutual funds), it works 24 hours a day and 7 days a week. That means your money works even while you are asleep and creates wealth for you. Once you have enough wealth to generate passive income, you can retire at your own will and wish!

At Valueraj Associates, we believe regular knowledge is essential to deal with your money needs of now and of future as well. This knowledge can be nurtured through fun also.

When it comes to money products, there are plenty of banking, insurance, investment and tax products available in the market place these days. Unless you are a finance geek, it is very difficult for you to understand them in detail and select the right products for fulfilling your needs. So, DIY (Do-It-Yourself) is easier said than done and it is better to seek help of a professional associate. Of course, do find one genuine associate and stick with him/her forever!