Author: Valueraj

At Valueraj Associates, we believe regular knowledge is essential to deal with your money needs of now and of future as well. This knowledge can be nurtured through fun also.

Bank employees are experts in banking products such as Deposits, Loans, Credit Cards, Debit Cards etc. But, when it comes to Insurance or Mutual Fund products, as they are third-party products to them, their expertise may be as limited as yours. Hence, do your own research before buying those products. If not, seek help of a financial associate so as to avoid mis-buying them! Find above a comic strip on this and we hope you enjoy it.

At Valueraj Associates, we believe regular knowledge is essential to deal with your money needs of now and of future as well. This knowledge can be nurtured through fun also.

On average, you can work only 8 hours a day and 5 days a week. On the other hand, if you invest your money in good businesses (represented by stocks or stock mutual funds), it works 24 hours a day and 7 days a week. That means your money works even while you are asleep and creates wealth for you. Once you have enough wealth to generate passive income, you can retire at your own will and wish! Find above a comic strip on this and we hope you enjoy it.

At Valueraj Associates, we believe regular knowledge is essential to deal with your money needs of now and of future as well. This knowledge can be nurtured through fun also.

When it comes to money products, there are plenty of banking, insurance, investment and tax products available in the market place these days. Unless you are a finance geek, it is very difficult for you to understand them in detail and select the right products for fulfilling your needs. So, DIY (Do-It-Yourself) is easier said than done and it is better to seek help of a professional associate. Of course, do find one genuine associate and stick with him/her forever! Find above a comic strip on this and we hope you enjoy it.

At Valueraj Associates, we believe regular knowledge is essential to deal with your money needs of now and of future as well. This knowledge can be nurtured through fun also.

As we all know, Inflation plays a major role in planning and managing our personal finances. There are two types of inflation. One is Economic Inflation, which gets created by our economy, affects every one and you have no control over it. The other is Lifestyle Inflation, which gets created by you when you upgrade your lifestyle beyond your affordability. But, you can always control your Lifestyle Inflation at zero by living below your means and being proud of that! Find above a comic strip on this and we hope you enjoy it.

At Valueraj Associates, we believe regular knowledge is essential to deal with your money needs of now and of future as well. This knowledge can be nurtured through fun also.

As our central government has undertaken significant economic reforms recently, there is lot of optimism regarding India’s economic growth in the coming years. This is reflected in our stock markets as they are steadily rising in recent months and hitting new highs regularly these days. However, do not get carried away with these highs as investing in stocks requires not only your money but also your time and knowledge. If you don’t have time and knowledge, just invest in stock mutual funds! Find above a comic strip on this and we hope you enjoy it.